Note: January 2025 data below are the most recent released by the National Association of Realtors.
March 2025
U.S. Real Estate Overview
Note: January 2025 data below are the most recent released by the National Association of Realtors.
Make Your Offer Count
Before making an offer on a home in today's competitive housing market, it is more important than ever for home buyers get their financial house in order when applying for a loan.
While there are online resources available that can provide a sense of one's overall financial position, be sure to review your credit report in person with your mortgage professional and get pre-approved for a loan before making an offer on a home.
A little preparation goes a long way and can make a big difference when it comes to closing on your dream home. Contact us today to get the right loan for your current needs!
What's Your Credit Score?
Your credit score is a composite snapshot of your credit history. A high credit score takes time to cultivate, and is not likely to rise much in a short period of time. Generally speaking, you want to make sure you pay your bills on time, keep outstanding debt levels to a reasonable amount for each account, and avoid closing accounts you've successfully paid-off and managed. Don't lose hope if you have less than perfect credit, there are still good loan programs out there for responsible borrowers. We have a list of preferred local lenders who can help you find the best financing programs for your specific needs.
Contact us and take advantage of today's low interest rates!
Here are some great resources to learn more about credit scores, and to get a free credit score and report:
Licensed Real Estate Broker in the state of Iowa
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